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Clover Health

CLOV
$4.15
+2%since Benson's first pick

Market price data through August 21, 2026.

Performance

Aug 2021Aug 2026

Benson's first pick
$0$4$8$12Aug 2021Nov 2022Feb 2024May 2025Aug 2026Benson picked · $3.94
Model signal
Buy
What Benson's model currently says about this stock.
Benson rating
4.1 / 5
Benson's overall conviction in this stock right now.
Risk
High risk
How bumpy the ride tends to be with this stock.

Track record

How this pick has done since Benson first called it.

Benson Return
+2%
How much this stock is up since Benson first picked it — measured from the price at the time of that first pick, not from today.
First pick price
~$4
Roughly what one share cost when Benson first picked this stock. This is the starting line for the Benson Return.
Tracking since
October 2024
The month this stock first became a Benson pick.
Tracking duration
22 months
How long Benson has been tracking this pick.

About Clover Health

Clover Health sells Medicare Advantage plans, the private health plans seniors add on top of Medicare, and it runs its own software called Clover Assistant that helps doctors catch health problems early. Think of it as an insurance company that behaves more like a tech company built for people 65 and older.

The case for and against

Both sides of the story, in plain English.

Bull case
  • Growth Engine

    Revenue climbed about 40 percent over the past year as more seniors signed up for Clover's plans. That is fast growth for a health insurer, a business most people assume moves slowly. The company also repeated its full year 2026 targets on April 1st, so management is standing behind the plan.

  • Doctor Software

    Clover has been building Clover Assistant since 2014, and it now sells that same technology to outside doctors through its Counterpart Health arm. Catching a problem like diabetes or kidney disease early costs far less than treating it in a hospital. That is how an insurer turns better care into better money.

Bear case
  • Finance Shuffle

    Chief Financial Officer Peter Kuipers is stepping down effective March 30th, 2026, staying on as an advisor only through April 24th. The finance leader of Clover's insurance plan is taking over on an interim basis. The company says there was no disagreement, but swapping your top money person mid year is never ideal timing.

  • Wild Ride

    This stock has a beta of 2.48, meaning it tends to move roughly two and a half times as hard as the overall market in both directions. Profit margins are still slightly negative at about negative 2.6 percent. If medical costs jump or growth cools, the share price can fall fast.

How to read this page

This automated research summary uses Financial Modeling Prep market data through 2026-08-21. Model signals, scores, and risk labels can change and may be incomplete or wrong.

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