Toast
TOSTMarket price data through August 21, 2026.
Performance
Sep 2021 – Aug 2026
Track record
How this pick has done since Benson first called it.
- Benson Return
- +55%
- How much this stock is up since Benson first picked it — measured from the price at the time of that first pick, not from today.
- First pick price
- ~$24
- Roughly what one share cost when Benson first picked this stock. This is the starting line for the Benson Return.
- Tracking since
- September 2024
- The month this stock first became a Benson pick.
- Tracking duration
- 23 months
- How long Benson has been tracking this pick.
About Toast
Toast is the digital brain that runs restaurants. It bundles ordering screens, payments, payroll, and marketing into one platform that now powers about 180,000 locations worldwide, and it is spreading into hotels and retail shops too.
The case for and against
Both sides of the story, in plain English.
- Profit Nearly Doubled
Toast earned 154 million dollars in the quarter, up from 80 million a year ago. Operating income jumped from 80 million to 152 million, and profit per share doubled from 13 cents to 26 cents. As more restaurants join, more of every new dollar lands in the bank.
- Record Signups
Toast added a record 9,500 new locations in three months, its best quarter ever, and now serves about 180,000 spots, up 22% from last year. Recurring revenue is running at a 2.4 billion dollar yearly pace, and the company raised its full-year profit target to as much as 825 million dollars.
- Crowded Kitchen
Toast fights deep-pocketed rivals like Block's Square, Fiserv's Clover, and Lightspeed for the same customers. With net margins at just 6.39%, there is not much cushion if someone starts slashing prices or copying Toast's new AI tools.
- Diner Dependent
Most of Toast's money still comes from a slice of the 60.7 billion dollars in card payments running through its system each quarter. If people eat out less in a downturn, that engine slows fast, and with a beta of 1.73 the stock tends to swing harder than the market.
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How to read this page
This automated research summary uses Financial Modeling Prep market data through 2026-08-21. Model signals, scores, and risk labels can change and may be incomplete or wrong.
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