Toast
TOSTMarket price data through November 12, 2026.
Performance
Nov 2021 – Nov 2026
Track record
How this pick has done since Benson first called it.
- Benson Return
- +42%
- How much this stock is up since Benson first picked it — measured from the price at the time of that first pick, not from today.
- First pick price
- ~$24
- Roughly what one share cost when Benson first picked this stock. This is the starting line for the Benson Return.
- Tracking since
- September 2024
- The month this stock first became a Benson pick.
- Tracking duration
- 26 months
- How long Benson has been tracking this pick.
About Toast
Toast is the digital brain that runs restaurants. It bundles ordering screens, payments, payroll, and AI helpers into one platform that powers about 189,000 locations, and it is now spreading into retail shops and gas stations too.
The case for and against
Both sides of the story, in plain English.
- Profits Pile Up
Toast earned 169 million dollars in the quarter, up from 105 million a year ago, and profit per share jumped from 16 cents to 29 cents. It also raised its full year profit target to as much as 850 million dollars. As more businesses join, more of every new dollar lands in the bank.
- Fuel for Growth
Toast is moving past restaurants. It just launched Toast Fuel for independent gas stations and convenience stores, which sell an estimated 80% of the fuel Americans buy, and it now operates in all 10 Canadian provinces. Locations grew 21% to about 189,000, and recurring revenue is running at a 2.5 billion dollar yearly pace, up 24%.
- Changing Chefs
Toast's longtime finance chief, Elena Gomez, steps down at the end of the year, and an internal finance leader takes over in January. At the same time, Toast expects its main recurring profit stream to grow 22% to 24% next quarter, down from 27% this quarter. A leadership handoff while growth cools is worth watching closely.
- Diner Dependent
About 1.6 billion of Toast's nearly 2 billion dollars in quarterly revenue comes from its cut of card payments, with 61.8 billion dollars flowing through its system. If people eat out less in a downturn, that engine slows fast, and Toast keeps only about 7 cents of every revenue dollar as profit. The stock also tends to swing much harder than the overall market.
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How to read this page
This automated research summary uses Financial Modeling Prep market data through 2026-11-12. Model signals, scores, and risk labels can change and may be incomplete or wrong.
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