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Bank of America logo

Bank of America

BAC
$62.48
+37%since Benson's first pick

Market price data through August 3, 2026.

Performance

Aug 2021Aug 2026

Benson's first pick
$22$37$51$66Aug 2021Oct 2022Feb 2024May 2025Aug 2026Benson picked · $45.85
Model signal
Buy
What Benson's model currently says about this stock.
Benson rating
4.4 / 5
Benson's overall conviction in this stock right now.
Risk
Medium risk
How bumpy the ride tends to be with this stock.

Track record

How this pick has done since Benson first called it.

Benson Return
+37%
How much this stock is up since Benson first picked it — measured from the price at the time of that first pick, not from today.
First pick price
~$46
Roughly what one share cost when Benson first picked this stock. This is the starting line for the Benson Return.
Tracking since
August 2025
The month this stock first became a Benson pick.
Tracking duration
12 months
How long Benson has been tracking this pick.

About Bank of America

Bank of America is the second-largest bank in the United States, serving everyday consumers, small businesses, big corporations, and investors. It makes money the classic way, taking in deposits and lending them out at higher rates, plus fees from wealth management, trading, and helping companies raise money.

The case for and against

Both sides of the story, in plain English.

Bull case
  • Firing Everywhere

    Bank of America just earned 9.1 billion dollars in profit, up 27% from a year earlier, on revenue of 31.6 billion dollars, up 15%. Every single business segment grew profits by double digits. Earnings per share jumped 34%, and the bank handed back 8 billion dollars to shareholders through dividends and buybacks.

  • Wall Street Boom

    The trading and deal-making side had a blowout quarter. Trading revenue hit 7.1 billion dollars, up 33%, with stock trading alone up 70%. Fees from helping companies raise money and do deals jumped 50% to 2.1 billion dollars, and management says the pipeline of upcoming deals is still strong.

Bear case
  • Tied to the Economy

    A bank is only as healthy as its borrowers. Bank of America set aside 1.4 billion dollars this quarter for loans it expects to go bad. If the US economy weakens and more people and businesses miss payments, that number climbs fast and profits take a direct hit.

  • Feast or Famine

    Trading and deal-making are the most unpredictable parts of a bank. A 70% jump in stock trading revenue is fantastic, but that kind of surge does not repeat every quarter. If markets go quiet, a big chunk of this 31.6 billion dollar revenue quarter simply does not show up next time.

How to read this page

This automated research summary uses Financial Modeling Prep market data through 2026-08-03. Model signals, scores, and risk labels can change and may be incomplete or wrong.

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