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BILL Holdings

BILL
$45.13
-16%since Benson's first pick

Market price data through July 31, 2026.

Performance

Aug 2021Jul 2026

Benson's first pick
$7$127$247$367Aug 2021Oct 2022Jan 2024May 2025Jul 2026Benson picked · $53.34
Model signal
Buy
What Benson's model currently says about this stock.
Benson rating
3.4 / 5
Benson's overall conviction in this stock right now.
Risk
Medium risk
How bumpy the ride tends to be with this stock.

Track record

How this pick has done since Benson first called it.

Benson Return
-16%
How much this stock is up since Benson first picked it — measured from the price at the time of that first pick, not from today.
First pick price
~$54
Roughly what one share cost when Benson first picked this stock. This is the starting line for the Benson Return.
Tracking since
September 2024
The month this stock first became a Benson pick.
Tracking duration
22 months
How long Benson has been tracking this pick.

About BILL Holdings

BILL is the behind-the-scenes money app for small businesses. It helps nearly 500,000 companies handle their bills, payments, expenses, and cash flow, all in one place.

The case for and against

Both sides of the story, in plain English.

Bull case
  • Massive Scale

    BILL's platform now moves about 1 percent of all U.S. economic activity through it every year, with a network of over 8 million businesses connected. That's a huge moat that's tough for newcomers to copy.

  • Activist Boost

    A well-known activist investor just pushed BILL to add 4 new directors, including the former finance chief of Twilio. The plan: tighten spending, grow profits, and hit the famous Rule of 40 milestone that top software companies chase.

Bear case
  • Still Unprofitable

    BILL is losing money, with net margins at negative 1.56 percent. Until those losses flip positive, the stock will stay sensitive to every bump in the road.

  • Growth Cooling

    Revenue growth has slowed to about 13 percent, way down from the 60-plus percent days. The big question is whether BILL can reignite growth while also cutting costs.

How to read this page

This automated research summary uses Financial Modeling Prep market data through 2026-07-31. Model signals, scores, and risk labels can change and may be incomplete or wrong.

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