Top 10 stocks. Once a month. Expert picks, straight to your inbox.See the newsletter
BILL Holdings logo

BILL Holdings

BILL
$54.00
▲ 0%since Benson's first pick

Market price data through November 12, 2026.

Performance

Nov 2021 – Nov 2026

Benson's first pick
$7$126$245$364Nov 2021Feb 2023May 2024Aug 2025Nov 2026Benson picked · $53.34
Model signal
Buy
What Benson's model currently says about this stock.
Benson rating
4.3 / 5
Benson's overall conviction in this stock right now.
Risk
Low risk
How bumpy the ride tends to be with this stock.

Track record

How this pick has done since Benson first called it.

Benson Return
0%
How much this stock is up since Benson first picked it — measured from the price at the time of that first pick, not from today.
First pick price
~$54
Roughly what one share cost when Benson first picked this stock. This is the starting line for the Benson Return.
Tracking since
September 2024
The month this stock first became a Benson pick.
Tracking duration
26 months
How long Benson has been tracking this pick.

About BILL Holdings

BILL is like an autopilot for a small business's checkbook. About 475,000 businesses use it to pay bills, send invoices, and track spending in one place. Its network of more than 9 million businesses moves over 1 percent of the entire U.S. economy every year.

The case for and against

Both sides of the story, in plain English.

Bull case
  • Profit Flip

    BILL earned 60.3 million dollars in profit this quarter, up from a 3 million dollar loss a year ago. The company has cut costs and now keeps much more of every dollar it brings in. It also spent about 305 million dollars buying back roughly 7 million of its own shares.

  • Payments Powerhouse

    BILL moved 102 billion dollars in payments this quarter, up 14 percent, across 38 million transactions. Fees from all that activity grew 16 percent to 239 million dollars, about three quarters of its fee income. As more small businesses stop using paper checks and go digital, more money flows through BILL.

Bear case
  • Slower Road Ahead

    BILL expects revenue to grow just 8 to 11 percent next quarter and 10 to 12 percent for the full year, down from 13 percent this quarter. Subscription fees, the steady monthly payments from customers, grew only 9 percent. If growth keeps slowing, higher profits alone may not be enough to lift the stock.

  • Economy Exposed

    BILL earned 37.4 million dollars this quarter just from interest on customer cash it holds, and that shrinks if interest rates fall. Its customers are small businesses, which often feel tariffs and slowdowns first. A rough economy could hit BILL from both sides.

How to read this page

This automated research summary uses Financial Modeling Prep market data through 2026-11-12. Model signals, scores, and risk labels can change and may be incomplete or wrong.

Want Benson to watch BILL for you?

Get the app to follow every Benson pick live — and let Benson do the research for you.