PayPal
PYPLMarket price data through November 12, 2026.
Performance
Nov 2021 – Nov 2026
Track record
How this pick has done since Benson first called it.
- Benson Return
- -16%
- How much this stock is up since Benson first picked it — measured from the price at the time of that first pick, not from today.
- First pick price
- ~$69
- Roughly what one share cost when Benson first picked this stock. This is the starting line for the Benson Return.
- Tracking since
- September 2024
- The month this stock first became a Benson pick.
- Tracking duration
- 26 months
- How long Benson has been tracking this pick.
About PayPal
PayPal runs the digital wallet you tap at checkout online, plus Venmo for splitting bills with friends. It connects shoppers and businesses in about 200 markets and moved 487 billion dollars in payments last quarter alone. CEO Enrique Lores is in the middle of a multi-year makeover to get the company growing again.
The case for and against
Both sides of the story, in plain English.
- Profits Picking Up
Adjusted profit per share jumped 8 percent to $1.45 this quarter. PayPal also raised its full-year target to about $5.60, up from $5.38 just three months ago. People moved 487 billion dollars through PayPal, up 6 percent, across 6.8 billion payments, so the turnaround plan is starting to show up in real results.
- Buyback Blitz
PayPal bought back 6 billion dollars of its own stock over the past year, retiring about 117 million shares. That is roughly one eighth of what the whole company is worth today, so each remaining share owns a bigger piece of the pie. With 15.1 billion dollars in cash and investments, plus a $0.14 quarterly dividend, it has plenty of fuel to keep going.
- Sluggish Sales
Total sales grew just 2 percent to 8.6 billion dollars, or 1 percent if you strip out currency swings. Active accounts barely moved, up 0.6 percent to 440 million. Money flowing through PayPal grew three times faster than its sales, which means it keeps a thinner slice of each dollar as Apple Pay, Google Pay, and Stripe crowd the checkout button.
- Official Profit Slips
By strict accounting rules, profit fell 14 percent to about 1.1 billion dollars, and free cash flow dropped 17 percent to 1.4 billion. For the full year, PayPal expects official profit per share near $5.07, down from $5.41 last year. The better-looking adjusted numbers leave out about 570 million dollars of charges this year, so it is worth watching the full picture.
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How to read this page
This automated research summary uses Financial Modeling Prep market data through 2026-11-12. Model signals, scores, and risk labels can change and may be incomplete or wrong.
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