Voya Financial
VOYAMarket price data through August 3, 2026.
Performance
Aug 2021 – Aug 2026
Track record
How this pick has done since Benson first called it.
- Benson Return
- +21%
- How much this stock is up since Benson first picked it — measured from the price at the time of that first pick, not from today.
- First pick price
- ~$82
- Roughly what one share cost when Benson first picked this stock. This is the starting line for the Benson Return.
- Tracking since
- May 2026
- The month this stock first became a Benson pick.
- Tracking duration
- 2 months
- How long Benson has been tracking this pick.
About Voya Financial
Voya Financial helps roughly 15 to 20 million Americans save for retirement and get workplace benefits through their employer. Think of the company that runs your 401k plan, your stop-loss health coverage, and a growing investment management arm all under one roof. It started life as the U.S. arm of Dutch insurer ING and has spent the last decade turning itself into a fee-driven money platform that now oversees more than 1.1 trillion dollars in retirement and investment assets.
The case for and against
Both sides of the story, in plain English.
- Retirement Powerhouse
Voya's retirement business is its engine, and it is humming. In 2025 the company pulled in 28 billion dollars of new money into workplace retirement plans, its best year since 2020, and the OneAmerica deal added another 60 billion dollars in assets. Because that money flows in automatically through payroll deductions, it is steady and far less jumpy than ordinary investment flows.
- Cheap Cash Machine
Voya generated about 775 million dollars of spare cash in 2025 and earns an 18 to 19 percent return on shareholder money, which is strong for a financial company. Yet the stock trades at under 8 times forward earnings, a bargain price. Management is using that cash to buy back 300 million dollars of stock in the first half of 2026 and pay a 2.5 percent dividend.
- Bumpy Quarters
Voya's employee benefits unit, which sells stop-loss health insurance, is unpredictable. In the fourth quarter of 2025 it swung to a roughly 10 million dollar operating loss after the company had to set aside an extra 37 million dollars for unexpected medical claims. These swings make total earnings lumpy from quarter to quarter and have kept the stock stuck in a narrow range.
- Slow Grower
This is a steady business, not a fast one. Revenue grew just over 1 percent in 2025 and the company expects roughly flat results in 2026. Voya also raised insurance prices 24 percent for 2026, which protects profit but is pushing some customers to switch providers, so premiums in that unit are shrinking.
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How to read this page
This automated research summary uses Financial Modeling Prep market data through 2026-08-03. Model signals, scores, and risk labels can change and may be incomplete or wrong.
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