Mastercard
MAMarket price data through November 12, 2026.
Performance
Nov 2021 – Nov 2026
Track record
How this pick has done since Benson first called it.
- Benson Return
- +34%
- How much this stock is up since Benson first picked it — measured from the price at the time of that first pick, not from today.
- First pick price
- ~$487
- Roughly what one share cost when Benson first picked this stock. This is the starting line for the Benson Return.
- Tracking since
- September 2024
- The month this stock first became a Benson pick.
- Tracking duration
- 26 months
- How long Benson has been tracking this pick.
About Mastercard
Mastercard runs the digital rails that move money between banks, stores, and apps all over the world. Every time someone taps, swipes, or pays online, Mastercard collects a tiny fee for handling the transaction. It also sells extras like fraud protection and data tools to the banks and businesses on its network.
The case for and against
Both sides of the story, in plain English.
- Margin Machine
Mastercard brought in $9.8 billion this quarter, up 14% from a year ago, and kept $4.6 billion of it as profit. That is nearly 47 cents of every dollar, one of the best profit rates of any large company. Profit per share jumped 22%, helped by $3 billion spent buying back its own stock.
- Services Surge
The fastest-growing part of Mastercard is not the swipe itself. Revenue from extra services like fraud protection and data insights jumped 19%, beating the 11% growth of the core card network. With 3.8 billion cards out there and new tools that let AI shopping assistants pay on your behalf, Mastercard is selling more on top of every payment.
- Rising Rebates
To win and keep big bank partners, Mastercard handed back 18% more in rebates and incentives this quarter. That is faster than the 11% growth in its core network revenue. It is a bit like paying for prime shelf space, and if the fight for bank deals keeps heating up, more of every swipe fee gets given away.
- Border Cooldown
Spending across borders, from tourists and people shopping online from other countries, grew 11% this quarter, slower than the 12% pace for the year so far. These cross-border payments carry some of Mastercard's richest fees, so even a small travel slowdown hits harder than it looks. If global tensions keep people closer to home, this growth engine could keep cooling.
Other companies we track
How to read this page
This automated research summary uses Financial Modeling Prep market data through 2026-11-12. Model signals, scores, and risk labels can change and may be incomplete or wrong.
Want Benson to watch MA for you?
Get the app to follow every Benson pick live — and let Benson do the research for you.